Advice Centre
What Is a Property Protection Trust in a Will?
What Is a Property Protection Trust in a Will? If you’re married or in a long-term relationship and own your home, one of the biggest questions is: “What actually happens to the house when one of us dies?” Most couples assume the answer is simple: “Everything just...
Do I Need a Family Trust?
Do I Need a Family Trust? Many people ask us about setting up a Family Trust because they want to protect their home, reduce risk and make sure their children ultimately benefit. Very often, the concern behind the question is care fees. They have heard that “putting...
Tenants in Common. What It Means and Why It Matters
Tenants in Common. What It Means and Why It Matters Most people own their home as “joint tenants” without ever realising there’s another option. But the way your property is owned can have a significant impact on what happens to your share when you die—and whether...
Can The Council Take My House to Pay For My Care?
Can the Council Take my House to Pay for Care Fees? One of the most common concerns we hear from families across Macclesfield and Cheshire is this; “Can the council take my house to pay for care?” For many people, their home is their largest asset and something they...
What’s the Difference Between a Will and a Trust?
What’s the Difference Between a Will and a Trust? One of the most common conversations we have with clients at Moneybox Wills & Trusts starts with a simple question: “Do I need a Trust?” The confusion is completely understandable. Wills and Trusts are often talked...
Understanding Inheritance Tax Allowances: NRB vs RNRB
Understanding Inheritance Tax Allowances: NRB vs RNRB Inheritance Tax (IHT) is a concern for many families across the UK. With rising property values, more estates than ever are at risk of being taxed. For example, 2022/2023 the Treasury collected £6.7Billion from...
Why you should never sign your house over to your children.
Giving Away Your Home to Save Inheritance Tax. At Moneybox Wills & Trusts, we speak with lots of families every year about why you should never sign your house over to your children to avoid inheritance tax. It’s a question we hear more often than you’d think....
No Such Thing as a ‘Common Law’ – Why Unmarried Couples Need a Will
No Such Thing as a ‘Common Law’ – Why Unmarried Couples Need a Will Many people believe that if they live with their partner for long enough, the law will treat them like a married couple. This is often referred to as being “common law husband and wife”. In England...
LPA Fee Increase Looms – What You Need to Know Before 17 November
LPA Fee Increase Looms – What You Need to Know Before 17 November. If you’ve been meaning to put your Lasting Powers of Attorney (LPAs) in place, this is your nudge. From 17 November 2025, the Office of the Public Guardian (OPG) will increase the registration fee from...
Inheritance planning – The Give & Guard strategy
Inheritance Tax Planning — Pass on more of your Estate Without Losing Control. Inheritance Tax Planning — Pass on more of your Estate Without Losing Control. You’ve worked hard for what you have. The last thing you want is for a large chunk of your estate to be lost...
How a Vulnerable Persons Trust Can Secure Your Loved One’s Future
How a Vulnerable Persons Trust Can Secure Your Loved One’s Future. If you have a child or family member who struggles to manage money due to disability, learning difficulties, mental health conditions, or complex life circumstances, leaving them a direct inheritance...
How UK Business Owners Can Pass On Their Business Without a Huge Inheritance Tax Bill
How UK Business Owners Can Pass On Their Business Without a Huge Inheritance Tax Bill Business Property Relief inheritance tax rules can make or break a family business. If you've dedicated years to building a successful business, safeguarding your legacy from...
How David and Margaret Protected Their £1M+ Estate
The Story of David and Margaret If you're a homeowner, retired or approaching retirement, and wondering how to protect everything you've worked hard for? This story of David and Margaret might feel very familiar. David and Margaret are fictional clients, but their...
Choosing your Attorneys
Choosing your AttorneysWhen it comes to setting up Lasting Powers of Attorney, choosing your Attorneys is the most important decision you can make. You are appointing your Attorneys to help you when you are at your most vulnerable and making a mistake can cost you...
